1. Introduction
These Terms and Conditions ("Terms") govern your use of the services provided by Edward Jones, a financial services firm ("Edward Jones," "we," "us," or "our"). By accessing or using our financial services, including our website, mobile applications, and associated platforms ("Services"), you agree to be bound by these Terms and any applicable laws and regulations.
If you do not agree with these Terms, please do not access or use our Services.
2. Services Provided
Edward Jones offers a range of financial services, including investment advisory, retirement planning, wealth management, insurance, and other related financial services. The specific terms and scope of services will be outlined in individual agreements or contracts you may enter into with us.
3. Eligibility
To use our Services, you must be at least 18 years old and legally capable of entering into a binding contract. By using our Services, you represent and warrant that you meet these eligibility requirements.
4. Account Registration
To access certain features or services, you may need to register an account with us. You agree to provide accurate, current, and complete information during the registration process and to update your information as necessary.
5. User Responsibilities
You agree to use our Services only for lawful purposes and in accordance with these Terms. You shall not:
Violate any applicable local, state, national, or international law. Use our Services in any manner that could damage, disable, overburden, or impair the Services. Engage in any activity that could compromise the security or integrity of our systems.
6. Privacy and Data Security
Edward Jones respects your privacy. By using our Services, you consent to the collection, use, and processing of your personal information in accordance with our Privacy Policy, which can be found on our website. We implement reasonable security measures to protect your data but cannot guarantee complete security.
7. Fees and Payments
Some of our Services may involve fees, commissions, or other charges. Details of any applicable fees will be outlined in individual agreements or contracts. You are responsible for paying all fees associated with your use of our Services.
8. Investment Advice and Risk Disclosures
The financial services we provide are intended to assist you in managing your investments, but all investments carry risks. Past performance is not indicative of future results. We do not guarantee the success of any investment or strategy, and we encourage you to carefully consider your investment goals and risk tolerance before making decisions.
9. Disclaimers
No Guarantee of Results: Edward Jones does not guarantee any specific investment outcomes or financial performance. No Liability: We are not liable for any indirect, incidental, special, or consequential damages arising from the use or inability to use our Services. Accuracy of Information: While we make reasonable efforts to ensure the accuracy of the information provided through our Services, we do not guarantee that all content is accurate, complete, or up to date.
10. Intellectual Property
All content, trademarks, and intellectual property related to the Services are the property of Edward Jones or its licensors. You may not use, reproduce, or distribute any content from our Services without prior written permission, except as allowed under applicable law.
11. Termination of Services
We may suspend or terminate your access to our Services at any time if you violate these Terms, engage in unlawful activities, or fail to comply with our policies. You may also terminate your use of the Services at any time by notifying us.
12. Dispute Resolution and Arbitration
In the event of a dispute arising from your use of our Services, you agree to resolve the matter through arbitration in accordance with the rules of the American Arbitration Association. By agreeing to these Terms, you waive any right to participate in a class action or representative action.
13. Changes to Terms
We reserve the right to update or modify these Terms at any time. Any changes will be posted on this page, and the "Last Updated" date will be revised. Your continued use of our Services after such changes signifies your acceptance of the updated Terms.
14. Governing Law
These Terms and your use of our Services shall be governed by and construed in accordance with the laws of the state in which Edward Jones is registered, without regard to its conflict of law principles.
15. Contact Information
If you have any questions regarding these Terms or our Services, please contact us at: